Terms of Service

Welcome to finio. These Terms of Service govern your use of our stock research platform and services. By accessing or using finio, you agree to be bound by these terms.

1. Acceptance of Terms

By creating an account or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

2. Description of Service

finio provides a stock research platform that includes real-time market data, company information, news feeds, watchlist management, and related analytical tools. Our services are provided for informational purposes only and should not be considered as financial advice.

3. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

4. Subscription and Payments

Some features require a paid subscription. By subscribing, you agree to pay all applicable fees. Subscriptions automatically renew unless cancelled before the renewal date. Refunds are provided in accordance with our refund policy.

5. Acceptable Use

You agree not to:

• Use the service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Reproduce, distribute, or sell any content without permission
• Use automated systems to access the service without our consent
• Violate any applicable laws or regulations

6. Intellectual Property

All content, trademarks, and intellectual property on finio are owned by us or our licensors. You may not use, copy, or distribute any content without our express written permission, except for personal, non-commercial use of the services.

7. Disclaimer of Warranties

finio is provided "as is" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information provided. Market data may be delayed or inaccurate. We are not responsible for any investment decisions made based on our platform.

8. Limitation of Liability

To the maximum extent permitted by law, finio and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the service.

9. Termination

We reserve the right to suspend or terminate your account at any time for any reason, including violation of these terms. Upon termination, your right to use the service will immediately cease.

10. Changes to Terms

We may modify these terms at any time. We will notify users of material changes by posting a notice on our platform. Continued use of the service after changes constitutes acceptance of the modified terms.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@finio.cloud.